Home Insurance Plano - Reform for Texas

Since 2000 there has been home insurance reform that has affected the residents of Plano and all of Texas. In 2003 Gov. Perry signed a Comprehensive Homeowner Insurance Reforms Legislation. This legislation is to stabilize the auto and home insurance market and the insurance industry of fraudulent practices and ensure Texans have access to fair rates offered in a competitive market. Despite this legislation, five years later, Texans still pay the highest home insurance rates in the country.

There is hope, over the last three years strides have been made in the home insurance market in Texas .Statewide, homeowners in nine of the top ten insurance companies have seen rates cut by more than 15 percent, or about a billion dollars in three years. What has lead to this turn around? Homeowners insurance reforms and strong action by state regulators. Texas residents are still paying the highest rates but they are lower than when the legislation was started in 2003. There is still a long way to go, but help for Texas homeowners to lower the rates even more are on the way.

Let Milestone home insurance help you receive the great low rate you deserve. We believe in saving you money and we will not stop until we get you the best deal for Plano home insurance. Ask all about home insurance for Plano residents when you talk to the folks at Milestone home insurance, servicing the Plano area.

5% reduction in home owners insurance

1. Exterior doors are of solid core construction, are at least 1 3/8 inches thick, and are secured by dead-bolt locks. 
2. Double doors meet the specifications for exterior doors as listed above, have the inactive door secured by header and threshold bolts that penetrate metal strike plates, and in case of glass located within 40 inches of header and threshold bolts, have the bolts flush-mounted in the edge of the door.
   
3. Sliding glass doors are secured by secondary locking devices to prevent lifting and prying.
4. Dutch doors have concealed flush-bolt locking devices to interlock upper and lower halves and are secured by a dead-bolt lock as described above.
5. Garage doors are equipped with key-operated locking devices.
   
6. Windows are secured by auxiliary locking devices.

15% discount on your homeowner's insurance premium, and relate to a residential burglar alarm system.

1. All exterior structure openings are contacted.  Contacted means each opening should have a physical appliance actually touching it. 
2. The alarm system includes a siren that can be heard from inside and outside the home with the doors and windows closed.

The resident may qualify for both discounts if all requirements are met.

With legislation and stat government and local cities, the home insurance reform in Texas is under way. With the help of the government, Texas residents will soon be paying less for their home insurance.